Sensible-Investor: Good retirement planning sites
retirement site isn't perfect, but it
has many handy tools. For example:
Best retirement planner
Engines site will analyze your retirement portfolio for
fee. In addition, for paid members, it will make specific,
educated recommendations about what’s best for you among
the options in your 401(k) plan.
- Retirement Worksheets
- Asset Allocation Suggestions
- Roth IRAs: To Convert or Not
- Which IRA Is Best?
section is particularly useful, with advice on these topics:
- Answers to Your 401(k)
- 5 Things You Should Know About Your
- 7 Ways to Lobby for a Better
- Tapping Your 401(k) Before You
- So, You've Maxed Out, Now What?
- Rolling Over Retirement
- Your Other Tax-Advantaged
- How to Handle a Lump-Sum
- How Much Salary Is Your 401(k)
- Grade Your 401(k)
self-contradictory section on the "Best and Worst Mutual Funds for 401(k) Plans,"
unless you want to refer to it as an example of how it's a bad idea to try to forecast
the future by picking a promising, actively managed fund. Like trying to pick next
year's winning stock, fund-picking is often a loser's game.
The "Plan for Every Stage" retirement
pages of Money magazine’s
Web site contain useful advice for people who are:
the 20s to 30s
the 40s to 50s
good advice for this new era of increasing longevity: "Even in retirement, you
still need to have some of your money invested in equities, to keep it growing and to
protect against inflation. After all, if you're in your sixties, you could be drawing on
those funds for up to 40 years."
provides links to worthwhile personal finance sites, tips, a short to-do list, a
suggested asset allocations for each age category, and some specific mutual funds to
consider investing in.