Registry rank 970 · Portfolio as of 2026-03-31
EQUITY INDEX FUND
GEQYX (Equity Index Fund) · GEQZX (Equity Index Fund)
The verdict
What the numbers say
94.0% of this portfolio matches the S&P 500, which costs $10 a year per $100,000 to own outright. This fund charges $120 a year.
Data provenance
Run 363649da-fcfb-4007-87ef-de06de7710ca; method closet-index@2.0.0; fund accession 0002066578-26-001701; comparison periods and expense-filing links appear with their figures. Machine capture time: 2026-07-29T14:22:09.616Z.
Computed rule checks
2 warnings · 1 check clear · 0 unavailable
Check clear
· Rule 1
The fund’s filed benchmark and its closest approved index control point to the same comparison.
Methodology rule · visual rules si-visual-explainers@1.0.0
Warning
· Rule 2
94.0% of this portfolio matches the S&P 500, which costs $10 a year per $100,000 to own outright. This fund charges $120 a year.
Methodology rule · visual rules si-visual-explainers@1.0.0
Warning
· Rule 3
Over the 20-year window from 2006-07-31 to 2026-07-29, annualized fund-minus-index tracking difference was -0.62% against a 0.12% filed fee. The annualized lag was greater than the fee.
Computed on licensed market-return history · filed fee as of 2025-12-31
Methodology rule · visual rules si-visual-explainers@1.0.0
Filed fees in dollars
SEC-convention illustration
Computed from SEC filings
Assumptions for each dollar figure: $100,000 starting amount · 5.0% annual return · annual compounding · fees deducted annually · 0.01% computed index-control baseline. Methodology.
| Share class and filing | 10 years | 20 years | 30 years |
|---|---|---|---|
| GEQYX0.12% · SEC expense filing · as of 2025-12-31 | $1,697 | $5,494 | $13,342 |
| GEQZX0.39% · SEC expense filing · as of 2025-12-31 | $5,795 | $18,525 | $44,420 |
Real trailing windows
Computed on licensed market-return history
Trailing windows use iShares Core S&P 500 ETF (IVV) adjusted-close total-return history through 2026-07-29 and the same filed index-control fee baseline as the convention table. Methodology.
| Share class and filing | 10 years | 20 years | 30 years |
|---|---|---|---|
| GEQYXFiled fee as of 2025-12-31 | $3,812Computed on licensed market-return history 2016-07-29 to 2026-07-29 · proxy return 14.88% annualized | $16,319Computed on licensed market-return history 2006-07-31 to 2026-07-29 · proxy return 11.19% annualized | Proxy history begins 2000 — no full 30-year window |
| GEQZXFiled fee as of 2025-12-31 | $13,031Computed on licensed market-return history 2016-07-29 to 2026-07-29 · proxy return 14.88% annualized | $55,098Computed on licensed market-return history 2006-07-31 to 2026-07-29 · proxy return 11.19% annualized | Proxy history begins 2000 — no full 30-year window |
Index-control tracking difference
Annualized fund NAV return minus the matched proxy return. Positive means the fund NAV return was higher over that window.
| Fund NAV class | 10 years | 20 years | 30 years |
|---|---|---|---|
| GEQYX | -0.18%Computed on licensed market-return history 2016-07-29 to 2026-07-29 | -0.62%Computed on licensed market-return history 2006-07-31 to 2026-07-29 | no exact shared fund NAV/proxy anchors for a full 30-year window |
| GEQZX | -0.39%Computed on licensed market-return history 2016-07-29 to 2026-07-29 | -0.53%Computed on licensed market-return history 2006-07-31 to 2026-07-29 | no exact shared fund NAV/proxy anchors for a full 30-year window |
These figures are illustrations, not predictions or personalized advice. Returns and fees can differ. Read the research disclaimer.
Change the illustration
Computed from SEC filings
Assumptions for the dollar figures below: $100,000 starting amount; 5.0% annual return; 20 years; annual compounding; fees deducted annually; 0.01% computed index-control baseline. GEQYX SEC expense filing, as of 2025-12-31. Methodology.
| Result | Amount |
|---|---|
| Ending value at baseline | $264,825 |
| Ending value at filed expense ratio | $259,330 |
| Difference attributed to fee drag | $5,494 |
This is an illustration, not a prediction or personalized advice. Returns and fees can differ. Read the research disclaimer.
Largest active differences vs the S&P 500
The bars are labeled and repeated in the table; color is not the only signal. Linked company names open Buy Like Buffett’s company record; Sensible Investor does not score stocks.
| Holding | Fund | S&P 500 | Difference |
|---|---|---|---|
| Johnson & Johnson | 0.00% | 1.05% | -1.05% |
| AbbVie, Inc. | 0.00% | 0.69% | -0.69% |
| Merck & Co., Inc. | 0.00% | 0.53% | -0.53% |
| Philip Morris International, Inc. | 0.00% | 0.46% | -0.46% |
| UnitedHealth Group, Inc. | 0.00% | 0.44% | -0.44% |
| Abbott Laboratories | 0.00% | 0.32% | -0.32% |
| Bristol-Myers Squibb Co. | 0.53% | 0.22% | +0.31% |
| Pfizer, Inc. | 0.00% | 0.29% | -0.29% |
| Zoetis, Inc. | 0.30% | 0.09% | +0.21% |
| Altria Group, Inc. | 0.00% | 0.20% | -0.20% |
Source and verification
SEC N-PORT filing · filed 2026-05-28 · period 2026-03-31
SEC expense filing · period 2025-12-31
Cite these figures
Each snippet includes the figure’s source-event date and immutable verification URL.
Best-fit active share
Sensible Investor, “EQUITY INDEX FUND — best-fit active share,” 6.0% versus the S&P 500, fund portfolio as of 2026-03-31; measured against the filed holdings of iShares Core S&P 500 ETF (IVV), as of 2026-03-31. https://sensible-investor.com/registry/geqyx/as-of/363649da-fcfb-4007-87ef-de06de7710ca
GEQYX filed expense ratio
Sensible Investor, “EQUITY INDEX FUND — filed expense ratio,” 0.12% for GEQYX, as of 2025-12-31. https://sensible-investor.com/registry/geqyx/as-of/363649da-fcfb-4007-87ef-de06de7710ca
GEQYX fee per active unit
Sensible Investor, “EQUITY INDEX FUND — fee per unit of active management,” 1.99% using the GEQYX expense ratio as of 2025-12-31 and fund portfolio as of 2026-03-31. https://sensible-investor.com/registry/geqyx/as-of/363649da-fcfb-4007-87ef-de06de7710ca