Registry rank 261 · Portfolio as of 2026-04-30

Harbor Capital Appreciation Fund

HACAX (Harbor Capital Appreciation Fund) · HCAIX (Harbor Capital Appreciation Fund) · HNACX (Harbor Capital Appreciation Fund) · HRCAX (Harbor Capital Appreciation Fund)

The verdict

What the numbers say

62.8% of this portfolio matches the Russell 1000 Growth index, which costs $50 a year per $100,000 to own outright. This fund charges $670 a year.

37.2%: 43rd percentile of 154 available values · source as of 2026-04-30vs the Russell 1000 Growth index · fund as of 2026-04-30 · measured against the filed holdings of iShares Russell 1000 Growth ETF (IWF), as of 2026-03-31
53.1%S&P 500 Index · benchmark mismatch · fund as of 2026-04-30 · measured against the filed holdings of iShares Core S&P 500 ETF (IVV), as of 2026-03-31 · declared source as of 2025-10-31
0.67%: 50th percentile of 153 available values · source as of 2025-10-31SEC expense filing · as of 2025-10-31
HACAX fee per active unit1.80%expense as of 2025-10-31; fund as of 2026-04-30; proxy as of 2026-03-31
Computed from SEC filings · fund portfolio as of 2026-04-30.
Data provenance

Run 363649da-fcfb-4007-87ef-de06de7710ca; method closet-index@2.0.0; fund accession 0001410368-26-067306; comparison periods and expense-filing links appear with their figures. Machine capture time: 2026-07-29T14:22:09.616Z.

Computed rule checks

2 warnings · 0 checks clear · 1 unavailable

Warning

· Rule 1

The fund’s filed benchmark and its closest approved index control point to different comparisons.

Methodology rule · visual rules si-visual-explainers@1.0.0

Warning

· Rule 2

62.8% of this portfolio matches the Russell 1000 Growth index, which costs $50 a year per $100,000 to own outright. This fund charges $670 a year.

Methodology rule · visual rules si-visual-explainers@1.0.0

Unavailable

· Rule 3

No complete licensed window and filed headline fee are available together for this check.

Computed on licensed market-return history · filed fee as of 2025-10-31

Methodology rule · visual rules si-visual-explainers@1.0.0

Filed fees in dollars

SEC-convention illustration

Computed from SEC filings

Assumptions for each dollar figure: $100,000 starting amount · 5.0% annual return · annual compounding · fees deducted annually · 0.01% computed index-control baseline. Methodology.

Illustrated difference between each class’s filed expense ratio and the computed index-control baseline. Lowest-cost classes are omitted rather than compared with themselves. Computed from SEC filings.
Share class and filing10 years20 years30 years
HACAX0.67% · SEC expense filing · as of 2025-10-31$9,945$31,380$74,283
HCAIX1.01% · SEC expense filing · as of 2025-10-31$14,852$46,134$107,556
HNACX0.59% · SEC expense filing · as of 2025-10-31$8,770$27,774$65,986
HRCAX0.92% · SEC expense filing · as of 2025-10-31$13,567$42,317$99,052

Real trailing windows

Computed on licensed market-return history

Trailing windows use iShares Russell 1000 Growth ETF (IWF) adjusted-close total-return history through 2026-07-29 and the same filed index-control fee baseline as the convention table. Methodology.

Dollar fee drag over actual trailing proxy-return windows. Lowest-cost classes are omitted rather than compared with themselves. Each result below is computed on licensed market-return history.
Share class and filing10 years20 years30 years
HACAXFiled fee as of 2025-10-31$26,265Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 16.93% annualized
$127,933Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 13.04% annualized
Proxy history begins 2000 — no full 30-year window
HCAIXFiled fee as of 2025-10-31$39,281Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 16.93% annualized
$188,479Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 13.04% annualized
Proxy history begins 2000 — no full 30-year window
HNACXFiled fee as of 2025-10-31$23,152Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 16.93% annualized
$113,174Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 13.04% annualized
Proxy history begins 2000 — no full 30-year window
HRCAXFiled fee as of 2025-10-31$35,869Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 16.93% annualized
$172,790Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 13.04% annualized
Proxy history begins 2000 — no full 30-year window

These figures are illustrations, not predictions or personalized advice. Returns and fees can differ. Read the research disclaimer.

Change the illustration

Return mode

Computed from SEC filings

Assumptions for the dollar figures below: $100,000 starting amount; 5.0% annual return; 20 years; annual compounding; fees deducted annually; 0.01% computed index-control baseline. HACAX SEC expense filing, as of 2025-10-31. Methodology.

SEC-convention illustration for HACAX; expense ratio filed as of 2025-10-31.
ResultAmount
Ending value at baseline$264,825
Ending value at filed expense ratio$233,445
Difference attributed to fee drag$31,380

This is an illustration, not a prediction or personalized advice. Returns and fees can differ. Read the research disclaimer.

Largest active differences vs the Russell 1000 Growth index

The bars are labeled and repeated in the table; color is not the only signal. Linked company names open Buy Like Buffett’s company record; Sensible Investor does not score stocks.

HoldingFundRussell 1000 Growth indexDifference
APPLE INC.6.45%11.66%-5.20%
AMAZON.COM, INC.8.41%4.67%+3.74%
MICROSOFT CORPORATION5.45%8.84%-3.39%
BROADCOM INC.7.92%4.80%+3.12%
ALPHABET INC.9.16%6.42%+2.74%
NVIDIA CORPORATION10.75%12.95%-2.20%
Taiwan Semiconductor Manufacturing Co Ltd2.11%0.00%+2.11%
THE BOEING COMPANY2.03%0.08%+1.95%
WALMART INC.2.07%0.20%+1.88%
ADVANCED MICRO DEVICES, INC.2.38%0.69%+1.69%

Source and verification

SEC N-PORT filing · filed 2026-06-26 · period 2026-04-30

SEC expense filing · period 2025-10-31

Immutable verification record · Active-share method

Cite these figures

Each snippet includes the figure’s source-event date and immutable verification URL.

Best-fit active share

Sensible Investor, “Harbor Capital Appreciation Fund — best-fit active share,” 37.2% versus the Russell 1000 Growth index, fund portfolio as of 2026-04-30; measured against the filed holdings of iShares Russell 1000 Growth ETF (IWF), as of 2026-03-31. https://sensible-investor.com/registry/hacax/as-of/363649da-fcfb-4007-87ef-de06de7710ca

HACAX filed expense ratio

Sensible Investor, “Harbor Capital Appreciation Fund — filed expense ratio,” 0.67% for HACAX, as of 2025-10-31. https://sensible-investor.com/registry/hacax/as-of/363649da-fcfb-4007-87ef-de06de7710ca

HACAX fee per active unit

Sensible Investor, “Harbor Capital Appreciation Fund — fee per unit of active management,” 1.80% using the HACAX expense ratio as of 2025-10-31 and fund portfolio as of 2026-04-30. https://sensible-investor.com/registry/hacax/as-of/363649da-fcfb-4007-87ef-de06de7710ca