Registry rank 534 · Portfolio as of 2026-04-30

Tax-Managed U.S. Large Cap Fund

RETSX · RTLAX · RTLCX · RTMTX

Best-fit active share30.4%vs IVV · fund as of 2026-04-30 · proxy as of 2026-03-31
Declared-benchmark active share30.4%S&P 500® Index · benchmark match · fund as of 2026-04-30 · proxy as of 2026-03-31 · declared source as of 2025-10-31
RETSX expense ratio0.90%SEC expense filing · as of 2025-10-31
RETSX fee per active unit2.96%expense as of 2025-10-31; fund as of 2026-04-30; proxy as of 2026-03-31

Filed fees in dollars

SEC-convention illustration

Computed from SEC filings

Assumptions for each dollar figure: $100,000 starting amount · 5.0% annual return · annual compounding · fees deducted annually · 0.01% computed index-control baseline. Methodology.

Illustrated difference between each class’s filed expense ratio and the computed index-control baseline. Computed from SEC filings.
Share class and filing10 years20 years30 years
RETSX0.90% · SEC expense filing · as of 2025-10-31$13,280$41,460$97,134
RTLAX1.15% · SEC expense filing · as of 2025-10-31$16,831$51,947$120,366
RTLCX1.90% · SEC expense filing · as of 2025-10-31$27,032$80,674$181,065
RTMTX0.80% · SEC expense filing · as of 2025-10-31$11,839$37,129$87,378

Real trailing windows

Computed on licensed market-return history

Trailing windows use IVV adjusted-close total-return history through 2026-07-29 and the same filed index-control fee baseline as the convention table. Methodology.

Dollar fee drag over actual trailing proxy-return windows. Each result below is computed on licensed market-return history.
Share class and filing10 years20 years30 years
RETSXFiled fee as of 2025-10-31$29,919Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 14.88% annualized
$123,621Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 11.19% annualized
Proxy history begins 2000 — no full 30-year window
RTLAXFiled fee as of 2025-10-31$37,953Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 14.88% annualized
$155,076Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 11.19% annualized
Proxy history begins 2000 — no full 30-year window
RTLCXFiled fee as of 2025-10-31$61,121Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 14.88% annualized
$241,684Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 11.19% annualized
Proxy history begins 2000 — no full 30-year window
RTMTXFiled fee as of 2025-10-31$26,661Computed on licensed market-return history
2016-07-29 to 2026-07-29 · proxy return 14.88% annualized
$110,654Computed on licensed market-return history
2006-07-31 to 2026-07-29 · proxy return 11.19% annualized
Proxy history begins 2000 — no full 30-year window

These figures are illustrations, not predictions or personalized advice. Returns and fees can differ. Read the research disclaimer.

Change the illustration

Return mode

Computed from SEC filings

Assumptions for the dollar figures below: $100,000 starting amount; 5.0% annual return; 20 years; annual compounding; fees deducted annually; 0.01% computed index-control baseline. RETSX SEC expense filing, as of 2025-10-31. Methodology.

SEC-convention illustration for RETSX; expense ratio filed as of 2025-10-31.
ResultAmount
Ending value at baseline$264,825
Ending value at filed expense ratio$223,365
Difference attributed to fee drag$41,460

This is an illustration, not a prediction or personalized advice. Returns and fees can differ. Read the research disclaimer.

Largest active differences vs IVV

The bars are labeled and repeated in the table; color is not the only signal. Linked company names open Buy Like Buffett’s company record; Sensible Investor does not score stocks.

HoldingFundIVVDifference
Micron Technology, Inc.1.72%0.68%+1.04%
Tesla, Inc.0.96%1.87%-0.91%
Alphabet, Inc.6.26%5.40%+0.86%
Eli Lilly & Co.0.48%1.30%-0.83%
Berkshire Hathaway, Inc.0.75%1.57%-0.82%
Caterpillar, Inc.0.00%0.59%-0.59%
Apple, Inc.6.09%6.67%-0.57%
Lam Research Corp.1.04%0.48%+0.57%
Taiwan Semiconductor Manufacturing Co Ltd0.50%0.00%+0.50%
Celanese Corp0.50%0.00%+0.50%

Source and verification

SEC N-PORT filing · filed 2026-06-22 · period 2026-04-30

SEC expense filing · period 2025-10-31

Immutable verification record · Active-share method

Cite these figures

Each snippet includes the figure’s source-event date and immutable verification URL.

Best-fit active share

Sensible Investor, “Tax-Managed U.S. Large Cap Fund — best-fit active share,” 30.4% versus IVV, fund portfolio as of 2026-04-30. https://sensible-investor.com/registry/retsx/as-of/363649da-fcfb-4007-87ef-de06de7710ca

RETSX filed expense ratio

Sensible Investor, “Tax-Managed U.S. Large Cap Fund — filed expense ratio,” 0.90% for RETSX, as of 2025-10-31. https://sensible-investor.com/registry/retsx/as-of/363649da-fcfb-4007-87ef-de06de7710ca

RETSX fee per active unit

Sensible Investor, “Tax-Managed U.S. Large Cap Fund — fee per unit of active management,” 2.96% using the RETSX expense ratio as of 2025-10-31 and fund portfolio as of 2026-04-30. https://sensible-investor.com/registry/retsx/as-of/363649da-fcfb-4007-87ef-de06de7710ca