Registry rank 1 · Portfolio as of 2026-03-31
VANGUARD TOTAL STOCK MARKET INDEX FUND
VITSX (Vanguard Total Stock Market Index Fund) · VSMPX (Vanguard Total Stock Market Index Fund) · VSTSX (Vanguard Total Stock Market Index Fund) · VTI (Vanguard Total Stock Market Index Fund) · VTSAX (Vanguard Total Stock Market Index Fund) · VTSMX (Vanguard Total Stock Market Index Fund)
The verdict
What the numbers say
This fund holds essentially the same portfolio as Vanguard Total Stock Market Index Fund but charges $30 a year per $100,000 instead of $10 — about $1,007 more over 20 years.
Data provenance
Run 363649da-fcfb-4007-87ef-de06de7710ca; method closet-index@2.0.0; fund accession 0000036405-26-000323; comparison periods and expense-filing links appear with their figures. Machine capture time: 2026-07-29T14:22:09.616Z.
Computed rule checks
0 warnings · 3 checks clear · 0 unavailable
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· Rule 1
The fund’s filed benchmark and its closest approved index control point to the same comparison.
Methodology rule · visual rules si-visual-explainers@1.0.0
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· Rule 2
The existing same-index active-share and fee rule does not issue a closet-index warning. This is not a rating.
Methodology rule · visual rules si-visual-explainers@1.0.0
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· Rule 3
Over the 20-year window from 2006-07-31 to 2026-07-29, annualized fund-minus-index tracking difference was 0.03% against a 0.03% filed fee. The annualized lag did not exceed the fee.
Computed on licensed market-return history · filed fee as of 2025-12-31
Methodology rule · visual rules si-visual-explainers@1.0.0
Filed fees in dollars
SEC-convention illustration
Computed from SEC filings
Assumptions for each dollar figure: $100,000 starting amount · 5.0% annual return · annual compounding · fees deducted annually · 0.01% computed index-control baseline. Methodology.
| Share class and filing | 10 years | 20 years | 30 years |
|---|---|---|---|
| VITSX0.03% · SEC expense filing · as of 2025-12-31 | $310 | $1,007 | $2,456 |
| VSMPX0.02% · SEC expense filing · as of 2025-12-31 | $155 | $504 | $1,230 |
| VTI0.03% · SEC expense filing · as of 2025-12-31 | $310 | $1,007 | $2,456 |
| VTSAX0.04% · SEC expense filing · as of 2025-12-31 | $464 | $1,509 | $3,679 |
| VTSMX0.06% · SEC expense filing · as of 2025-12-31 | $773 | $2,511 | $6,115 |
Real trailing windows
Computed on licensed market-return history
Trailing windows use Vanguard Total Stock Market ETF (VTI) adjusted-close total-return history through 2026-07-29 and the same filed index-control fee baseline as the convention table. Methodology.
| Share class and filing | 10 years | 20 years | 30 years |
|---|---|---|---|
| VITSXFiled fee as of 2025-12-31 | $669Computed on licensed market-return history 2016-07-29 to 2026-07-29 · proxy return 14.39% annualized | $2,960Computed on licensed market-return history 2006-07-31 to 2026-07-29 · proxy return 11.13% annualized | Proxy history begins 2001 — no full 30-year window |
| VSMPXFiled fee as of 2025-12-31 | $335Computed on licensed market-return history 2016-07-29 to 2026-07-29 · proxy return 14.39% annualized | $1,481Computed on licensed market-return history 2006-07-31 to 2026-07-29 · proxy return 11.13% annualized | Proxy history begins 2001 — no full 30-year window |
| VTIFiled fee as of 2025-12-31 | $669Computed on licensed market-return history 2016-07-29 to 2026-07-29 · proxy return 14.39% annualized | $2,960Computed on licensed market-return history 2006-07-31 to 2026-07-29 · proxy return 11.13% annualized | Proxy history begins 2001 — no full 30-year window |
| VTSAXFiled fee as of 2025-12-31 | $1,004Computed on licensed market-return history 2016-07-29 to 2026-07-29 · proxy return 14.39% annualized | $4,437Computed on licensed market-return history 2006-07-31 to 2026-07-29 · proxy return 11.13% annualized | Proxy history begins 2001 — no full 30-year window |
| VTSMXFiled fee as of 2025-12-31 | $1,671Computed on licensed market-return history 2016-07-29 to 2026-07-29 · proxy return 14.39% annualized | $7,382Computed on licensed market-return history 2006-07-31 to 2026-07-29 · proxy return 11.13% annualized | Proxy history begins 2001 — no full 30-year window |
Index-control tracking difference
Annualized fund NAV return minus the matched proxy return. Positive means the fund NAV return was higher over that window.
| Fund NAV class | 10 years | 20 years | 30 years |
|---|---|---|---|
| VITSX | 0.07%Computed on licensed market-return history 2016-07-29 to 2026-07-29 | 0.03%Computed on licensed market-return history 2006-07-31 to 2026-07-29 | no exact shared fund NAV/proxy anchors for a full 30-year window |
| VSMPX | 0.08%Computed on licensed market-return history 2016-07-29 to 2026-07-29 | no exact shared fund NAV/proxy anchors for a full 20-year window | no exact shared fund NAV/proxy anchors for a full 30-year window |
| VSTSX | no exact shared fund NAV/proxy anchors for a full 10-year window | no exact shared fund NAV/proxy anchors for a full 20-year window | no exact shared fund NAV/proxy anchors for a full 30-year window |
| VTI | fund NAV history unavailable for VTI | fund NAV history unavailable for VTI | fund NAV history unavailable for VTI |
| VTSAX | 0.06%Computed on licensed market-return history 2016-07-29 to 2026-07-29 | 0.02%Computed on licensed market-return history 2006-07-31 to 2026-07-29 | no exact shared fund NAV/proxy anchors for a full 30-year window |
| VTSMX | no exact shared fund NAV/proxy anchors for a full 10-year window | no exact shared fund NAV/proxy anchors for a full 20-year window | no exact shared fund NAV/proxy anchors for a full 30-year window |
These figures are illustrations, not predictions or personalized advice. Returns and fees can differ. Read the research disclaimer.
Change the illustration
Computed from SEC filings
Assumptions for the dollar figures below: $100,000 starting amount; 5.0% annual return; 20 years; annual compounding; fees deducted annually; 0.01% computed index-control baseline. VITSX SEC expense filing, as of 2025-12-31. Methodology.
| Result | Amount |
|---|---|
| Ending value at baseline | $264,825 |
| Ending value at filed expense ratio | $263,818 |
| Difference attributed to fee drag | $1,007 |
This is an illustration, not a prediction or personalized advice. Returns and fees can differ. Read the research disclaimer.
Active differences
benchmark proxy for this registry
Self-comparison figures and holding differences are suppressed.
Source and verification
SEC N-PORT filing · filed 2026-05-28 · period 2026-03-31
SEC expense filing · period 2025-12-31
Cite these figures
Each snippet includes the figure’s source-event date and immutable verification URL.
VITSX filed expense ratio
Sensible Investor, “VANGUARD TOTAL STOCK MARKET INDEX FUND — filed expense ratio,” 0.03% for VITSX, as of 2025-12-31. https://sensible-investor.com/registry/vitsx/as-of/363649da-fcfb-4007-87ef-de06de7710ca