Registry rank 132 · Portfolio as of 2026-03-31
State Street(R) Financial Select Sector SPDR(R) ETF
XLF
Filed fees in dollars
Assumptions for each dollar figure: $100,000 starting amount · 5.0% annual return · annual compounding · fees deducted annually · 0.00% computed index-control baseline. Methodology.
| Share class and filing | 10 years | 20 years | 30 years |
|---|---|---|---|
| XLF0.08% · SEC expense filing · as of 2025-09-30 | $1,237 | $4,014 | $9,770 |
These figures are illustrations, not predictions or personalized advice. Returns and fees can differ. Read the research disclaimer.
Change the illustration
Assumptions for the dollar figures below: $100,000 starting amount; 5.0% annual return; 20 years; annual compounding; fees deducted annually; 0.00% computed index-control baseline. XLF SEC expense filing, as of 2025-09-30. Methodology.
| Result | Amount |
|---|---|
| Ending value at baseline | $265,330 |
| Ending value at filed expense ratio | $261,316 |
| Difference attributed to fee drag | $4,014 |
This is an illustration, not a prediction or personalized advice. Returns and fees can differ. Read the research disclaimer.
Largest active differences vs IWD
The bars are labeled and repeated in the table; color is not the only signal. Linked company names open Buy Like Buffett’s company record; Sensible Investor does not score stocks.
| Holding | Fund | IWD | Difference |
|---|---|---|---|
| BERKSHIRE HATHAWAY INC. | 12.48% | 2.92% | +9.56% |
| JPMORGAN CHASE & CO. | 11.26% | 2.64% | +8.63% |
| Visa Inc | 7.22% | 0.00% | +7.22% |
| Mastercard Inc | 5.78% | 0.00% | +5.78% |
| BANK OF AMERICA CORPORATION | 4.59% | 0.97% | +3.62% |
| ALPHABET INC. | 0.00% | 3.55% | -3.55% |
| THE GOLDMAN SACHS GROUP, INC. | 3.60% | 0.78% | +2.83% |
| WELLS FARGO & COMPANY | 3.50% | 0.81% | +2.68% |
| EXXON MOBIL CORPORATION | 0.00% | 2.36% | -2.36% |
| CITIGROUP INC. | 2.81% | 0.53% | +2.28% |
Source and verification
SEC N-PORT filing · filed 2026-05-28 · period 2026-03-31
SEC expense filing · period 2025-09-30